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FIDELITY INSURANCE

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Fidelity Insurance policy covers losses sustained by the employer as a result of an act of forgery, fraud or dishonesty of an employee. The loss can be of money or goods, for the duration of the policy.

The cover may be required in respect of a single employee or a group of employees, on named basis or floater basis. Employee committing dishonest act again and again will not be covered. Loss occurred and discovered within policy period or within 12 months from the retirement, resignation or termination of employees is covered.

The Sum insured in this policy needs to reflect financial exposure of single employee/group of employees, alternatively, one financial limit as floater for a large group of employees may also be specified for coverage.

FIDELITY INSURANCE

BENEFITS

  • No particular limitation of sum insured and indemnity.
  • Insured has right to choose limits as sum insured. Unlimited cover is not available.

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