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TOP UP HEALTH INSURANCE

ABOUT

Medical costs can reach staggering heights when you least expect it and at moments like those Top Up Health Insurance is the saving grace. There are times when an existing health insurance policy may not be enough at the time of an accident or a sudden illness that requires extended stay at the hospital or multiple surgeries. In times like that the presence of a Top Up Insurance can be the silver lining to the dark cloud of anxiety.

Top Up Health Insurance Policies usually have a threshold limit till which the existing health insurance will provide coverage. Please note that the Family Health Policy does not cover certain expenses/treatments such as

  • Self-inflicted or self-imposed injuries
  • War related injuries
  • Cosmetic surgery
  • Sexually transmitted diseases

TOP UP HEALTH INSURANCE

BENEFITS

When the hospital bill crosses the threshold amount then the Top Up Insurance Plan gets utilized. The following are the benefits:

  • Pre and Post Hospitalization charges are covered.
  • Whole family can be covered in this policy.
  • Cashless transaction for treatment is available in network hospitals if the primary health policy is with the same insurer.

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